Why You’re Not Investing Enough

by Donna Divenuto-Ball, Managing Editor, The Oxford Club

In June, we asked readers to tell us what’s keeping them from investing more... or investing at all.

As illustrated in this week’s chart, almost 28% feel like they’re investing what they can. But a whopping 43% either don’t know where to start investing... or won’t invest for fear of losing money.

The remaining 30% or so had other reasons, including not having enough money, being in debt and not understanding the markets.

2015 Bankrate Money Pulse survey found that 73% of the more than 1,000 Americans polled didn’t own stocks at all, primarily because they didn’t know enough about the markets... or didn’t have enough money to invest.

So you’re in good company.

Meeting the needs of those who a) don’t know enough about the markets, b) fear getting involved in them or c) know some but want to learn more is exactly why our free daily e-letter Liberty Through Wealth exists.

You may think you’re not qualified to manage your own money, but we disagree. Our goal is to empower you to confidently take charge of building and maintaining enough wealth to sustain your desired lifestyle.

As for not having enough money... we know it’s not meant as an excuse. Between wage stagnation, rising costs and the Great Recession, discretionary income just hasn’t been as plentiful for much of this millennium.

But wages have started to turn around as the economy has taken off. And what may seem like barely enough to buy a cup of coffee - when invested wisely - can put you on the path to total financial independence.

Led by Chief Investment Strategist Alexander Green for close to 20 years, Liberty Through Wealth will teach you how to successfully manage your money yourself, using simple yet sophisticated strategies to increase your returns, reduce your risk, avoid Wall Street’s mountain of fees and keep the taxman at bay.

Not already a free subscriber? Click here now...

Starbucks will just have to wait. Your future depends on it.

Good investing,

Donna

Chart of the Week