Free Retirement Planning Reports
| Watch Your Wallet… This Little-Known Facet of the Healthcare Bill May Cost You $240 Per Month The new healthcare law establishes a voluntary, long-term care assistance program called CLASS. All working adults will be automatically enrolled (via payroll deductions) beginning January 1, 2011. And it could cost you up to $240 per month.
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The IRS’ Secret Control to Curb Your Offshore Investment… It’s often used to describe the exercise of power that hasn’t been legally or officially established. It also describes any other established practice that isn’t an “official” law or policy. Such is the case with currency controls in this country.
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| Avoid These Five Potential Rip-Offs and Safeguard Your Retirement Portfolio Given the magnitude of the financial collapse, and the impact on retirees’ portfolios, these are high times for con artists. I’ve identified five areas of the market most susceptible to rip-offs.
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The $64,000 Retirement Question: Should We Sell Assets Now to Avoid Higher Taxes Later? If you reinvest the distributions in a taxable account, in assets you can hold for a long time – like solid, recession-resistant, dividend-paying stocks or bonds – your future gains will be taxed at the long-term capital gains rate, which is likely to be lower than the ordinary income tax rate.
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| The Eight “Essentials” of Sound Estate Planning… Mention “estate planning” and most people expect a discussion about discrete topics and strategies. Ones that might be difficult to grasp. Or ones that only apply to those rich and famous folks Robin Leach profiled. I promise we’re not going to have one of those discussions.
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How to Protect Your Wealth From Inevitably Higher Taxes.. While there’s no way for us to discern exactly where tax rates will be in the future, that doesn’t mean we shouldn’t prepare for the inevitability…
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| The Yield-on-Cost Equation: The Most Worthwhile Two Minutes An Income Investor Can Spend Income investors must measure success differently than growth & return. The way we do it is by utilizing a useful metric called the yield-on-cost equation…
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Why Gold and Silver Make Sense As Retirement Investments In today’s economic climate it’s hard to ignore the relevance of having exposure to precious metals in any retirement portfolio. For starters…
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| Traditional IRAs vs. Roth IRAs: Your Biggest Tax Break of 2010 To appreciate the benefits of a Roth IRA, it’s important to first understand the key differences. The biggest between Roth IRAs & traditional IRAs is this…
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The Municipal Bond Market: Four Risk-Reduction Strategies for Diving into Red-Hot Munis… The last thing you’d expect to hear is that the humdrum municipal bond market is red hot. But that’s exactly what the data is telling us…
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Investing for Retirement Articles
One fact our studies have consistently shown is that Americans are not saving nearly enough money for their retirement planning. They are saving less, living longer and retiring younger than at any time in modern history. Moreover, pension plans that many workers depended on have been scaled back or even discontinued.
But there are real, tangible steps people can take to meet their goals. The most important one: Don’t delay. Look over our 401(k) Investment Advice column for details on how to maximize your retirement savings.
- Building Wealth: The First Step Toward Gaining Your Financial Independence
- Income Investors... Here's The Biggest Mistake You Can Make
- IRAs and Roth IRAs: What You Need to Know Before You Make This Retirement Account Switch
- The Gone Fishin' Portfolio: A Low-Cost, Tax-Efficient Investment System
- CDARS Accounts: How To Protect Your Assets From FDIC Insurance Limits
- Smart Investing: Paying Yourself First
- The Gone Fishin' Portfolio: Your Retirement's Financial "Declaration of Independence"
- Compounding Your Interest: How To Increase Your Saving's Return
- Financial Stability: 4 Easy Steps to Get Your Finances in Order
- The 10 Most Common Estate Planning Mistakes… And How to Avoid Them
- Target Retirement Funds: How to Put Your Investment Portfolio on Autopilot
- Your Retirement Plan: Have You Calculated Your Number?
- Your Investment Portfolio - Why You Don't Need A Financial Planner
- Social Security Benefits: How To Avoid The Coming Entitlement Meltdown
- Principal Protected Notes: How to Make Money Risk-Free Right Now
- Tax Efficient Investing: How to Calculate Total Return and 4 Ways to Tax-Manage Your Investment Portfolio
- Collateralized Debt Obligations: The Ticking Time Bomb In Your Portfolio
- Early Retirement Planning: Are You Ready for "Extreme Early Retirement ?"
- Portfolio Rebalancing: The Easiest, Zero-Risk Way To Make Money In 15 Minutes
- Federal Estate Tax Information: Congress Fails To Repeal Federal Estate Tax and Six Ways To Avoid It
- 401k Investment Advice: Kiss Old-Style Pensions GoodbyePlus, 3 Ways To Maximize Your 401k Returns
- How Much Do I Need To Retire? Our "Number" Calculation Sheds Some Light on the Answer
- How Lin Yutang Can Make You a Better Investor: Investing in Thought, Not Stock... When All Sectors Are Down
- Powerful Financial Planning Tools: What We Can Learn from the Monetary Shock
- How To Protect Your Financial Security: 6 Steps that Matter on Your Future Investment Returns
- Investment Tax Advice... Five Moves to Make Now
- Three Ideas For Emerging From The Holiday Season In The Black
- Fine Art Charity Donations: One Way To Reduce Taxes
- Financial Planning Help: Three Easy Steps
- How To Create Wealth: The Smartest Path to a Million Dollars
