Watch Your Wallet… This Little-Known Facet of the Healthcare Bill May Cost You $240 Per Month The new healthcare law establishes a voluntary, long-term care assistance program called CLASS. All working adults will be automatically enrolled (via payroll deductions) beginning January 1, 2011. And it could cost you up to $240 per month.		The IRS’ Secret Control to Curb Your Offshore Investment… It’s often used to describe the exercise of power that hasn’t been legally or officially established. It also describes any other established practice that isn’t an “official” law or policy. Such is the case with currency controls in this country.

Avoid These Five Potential Rip-Offs and Safeguard Your Retirement Portfolio Given the magnitude of the financial collapse, and the impact on retirees’ portfolios, these are high times for con artists. I’ve identified five areas of the market most susceptible to rip-offs.		The $64,000 Retirement Question: Should We Sell Assets Now to Avoid Higher Taxes Later? If you reinvest the distributions in a taxable account, in assets you can hold for a long time – like solid, recession-resistant, dividend-paying stocks or bonds – your future gains will be taxed at the long-term capital gains rate, which is likely to be lower than the ordinary income tax rate.

The Eight “Essentials” of Sound Estate Planning… Mention “estate planning” and most people expect a discussion about discrete topics and strategies. Ones that might be difficult to grasp. Or ones that only apply to those rich and famous folks Robin Leach profiled. I promise we’re not going to have one of those discussions.		How to Protect Your Wealth From Inevitably Higher Taxes.. While there’s no way for us to discern exactly where tax rates will be in the future, that doesn’t mean we shouldn’t prepare for the inevitability…

The Yield-on-Cost Equation: The Most Worthwhile Two Minutes An Income Investor Can Spend Income investors must measure success differently than growth & return. The way we do it is by utilizing a useful metric called the yield-on-cost equation…		Why Gold and Silver Make Sense As Retirement Investments In today’s economic climate it’s hard to ignore the relevance of having exposure to precious metals in any retirement portfolio. For starters…


Traditional IRAs vs. Roth IRAs: Your Biggest Tax Break of 2010 To appreciate the benefits of a Roth IRA, it’s important to first understand the key differences. The biggest between Roth IRAs & traditional IRAs is this…		The Municipal Bond Market: Four Risk-Reduction Strategies for Diving into Red-Hot Munis… The last thing you’d expect to hear is that the humdrum municipal bond market is red hot. But that’s exactly what the data is telling us…

Investing for Retirement Articles

One fact our studies have consistently shown is that Americans are not saving nearly enough money for their retirement planning. They are saving less, living longer and retiring younger than at any time in modern history. Moreover, pension plans that many workers depended on have been scaled back or even discontinued.

But there are real, tangible steps people can take to meet their goals. The most important one: Don’t delay. Look over our 401(k) Investment Advice column for details on how to maximize your retirement savings.

Rating: 0.0/5 (0 votes cast)

Investing for Retirement Articles

Popular

Recent

Categories